Business banking, reimagined for

The first banking service for ecommerce entrepreneurs. We onboard new companies daily.

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Why Highbeam?

Insights to grow your ecommerce business

Insights from ecommerce finance experts

Ecommerce dashboard that manages your finances

Get expert help comparing funding options

Why Highbeam?

Get your money faster

It's your money. don't pay to get it. With Highbeam, you get no-fee instant payouts the same day so you can grow faster.

Why Highbeam?

Best in class ecommerce rewards with Highbeam Visa

Have control over your money by creating virtual cards based on your needs. All of our cards feature:

  • 2% cashback on all marketing expenses
  • 1% cashback on all other spend
  • No minimum monthly spend & no fees

Sign up for Highbeam for free

Best part? No fees. Seriously.

HIghbeam offers a ready-to-use cash account and business visa card with no fees.

No monthly account & card fees

No minimum account balance

No transaction fees or annual fees

Open an account online in less than 5 minutes.

We do not require a credit check.


Highbeam is secure by design

Your account is FDIC insured up to $250K.