Cards built for flexible spending, and cash back in your pocket

Cards that match your brand’s cash flow—choose between extended repayment options or cash back rewards with no earnings cap.4

Pick the card that's right for your business today.
Switch whenever you want.

Optimize cash flow
Tailor your card spend with options that support your financial strategies and cash flow needs.
Get dynamic limits
Get more spending power with Brand Intelligence monitoring your financial data to automatically adjust your credit limits.
Simplify spend
Create unlimited virtual cards, set spending limits, and track expenses in real-time to save valuable time.
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Because Highbeam’s cards are flexible, we move at different times of the year between extending our payment terms or taking cash back. The result is more profits for us.

David Segal
Co-founder of Firebelly Tea | previously co-founder and CEO, David's Tea

Waiting a month for accounting close to manage spend just wasn't good enough. Highbeam lets us see where our money is going in real-time which is invaluable.

Sib Mahapatra
Co-founder, Branch Furniture

Cash back on your terms

Choose from our Cash Card with 2% earnings or our Flex Card with 1.5% earnings and up to a 30-day repayment period.4 Switch between cards as your needs evolve, optimizing your spending strategy.

Extend your runway

The Highbeam Extend Card offers up to a 60-day repayment period, providing the flexibility you need to manage cash flow effectively.

Real-time spend tracking

Highbeam Brand Intelligence provides real-time tracking of your spend, giving you a clear understanding of where your money is going and how to allocate your cash.

illustration of card details specifically for facebook ad spending

Catch expenses before they become expensive

You don’t have time to review credit card statements daily — see spend on a day-to-day basis so you can flag big expenses.

customer testimonial

Spend management made simple

Highbeam gives you flexibility and control with card products and spend management features built for brands. 

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